Find Online Loans With Jacaranda Finance NZ

"Find Online Loans With Jacaranda Finance NZ"

Getting a loan? Why not get it online?

Are you thinking of getting a loan? If so, have you considered online loans? It’s as simple as it sounds – it’s a loan that you can get entirely online. Getting a loan online removes all the hassle that comes with applying in person. We don’t like long waits at the office or long lines at the counter, and we bet you don’t either. In our minds, getting a loan online is the simple solution.

So, if you’re looking to learn more about online loans, then you’ve come to the right place. Read on to find out how Jacaranda Finance NZ can help you obtain a loan online today!

How does it work?

So, here’s how it works. We’re Jacaranda Finance NZ, your local and reliable lender finding service. We receive your application and conduct some searches to find the best online lenders for you. We’ll pick a lender based on the information you give us. Once we confirm the details with you, we can introduce you to a lender that’s likely to offer you the loan you’ve been searching for.

Why pick Jacaranda Finance NZ?

As we’ve mentioned, Jacaranda Finance NZ is a lender finding service. We’re local, and can help you find suitable loan providers around town. Here’s a quick summary of why so many Kiwis choose us as their loan finding service:

Loan Flexibility We offer great flexibility in our loan options, offering loans between $300 and $10,000 with different repayment options and interest rates
Speedy Service We’re fast – there’s no mucking around with online loans. We can find a lender for you much faster than traditional loan finding services.
For Everyone We offer loans for everyone! It doesn’t matter if you have bad credit or are on government benefits, we don’t discriminate.
Good Service Our friendly team at Jacaranda Finance NZ are upfront and reliable. We’re happy to answer any and all of your questions.

The online loans we can find for you

At Jacaranda NZ, we search for lenders that can offer you online loans from $300 to $10,000. Think of what you could do with a loan like this! It’s perfect for people who need to pay medical bills, education bills, travel expenses and more! We can also find loans with different repayment options (e.g. terms and instalments) and interest rates. Our search is tailored to your needs, so you don’t have to stress.

I need the cash fast – is the process quick?

With Jacaranda NZ, absolutely! The beauty about being online is that we remove all the unnecessary waiting around. For example, you don’t have to wait for your application to arrive to us in the mail. You don’t have to wait until you have some free time to drop your application at the office. Once you submit the online application, it reaches us immediately. From there, one of our team members will review it as soon as possible and notify you if you are successful.

Loans for people with bad credit, on benefits or who are unemployed

If you have bad credit, there’s no need to stress. Jacaranda NZ are one of a few lender searching services that help customers with bad credit. For example, you may have bad credit if you have a history of not paying bills back on time.

We don’t let bad credit deter us in trying to find the best option for you. We’ll look at other aspects of your application, such as your employment situation and your income. This way, we get a more complete picture of your financial circumstances than if we just looked at your credit.

You can find out your credit score via the Australian Government website here.

Also, if you’re on government benefits, we could find lenders that will consider your benefits as income. Some lenders will consider your application if you still have a consistent income stream and can afford to make repayments on your loan. It all comes down to the situation, so it’s worth applying with us to see if we can help.

Great service

Our friendly team provides fantastic service to our customers. As well as being fast at finding a loan for you, we’re happy to answer any question you throw our way. We believe in honesty and transparency when it comes to serious financial matters. Jacaranda NZ has helped hundreds and thousands of Kiwis through our reputable and trustworthy customer service. So, why not try us out today?

Is there a part that isn’t online?

Nope! As the name suggests, online loans are entirely online. Yes, that’s correct – 100% online. This includes all forms, notifications, approvals, communications and the transfer of money. In the modern age of technology, we understand that doing business online is the only solution. We know most people don’t have time to wait around in a lender’s office all day. Our customers deserve the best possible customer service, and we aim to provide it. In an online world, that only means one thing: online business.

The fact that our application process is online means that you can do it while you’re on the go. Whether you’re on the bus to work, on your lunch break or walking the dog – you can fill out our form anywhere. After that, we take care of everything so you can sit back and relax. All you need to do is wait while we find the best lender for you!

What should I know about applying for an online loan?


As Jacaranda NZ can only find online loans for you, we can’t guarantee an upfront cost. Once we find a lender suited for you, however, we encourage you to do your research and make sure the costs are affordable for you. Your lender will communicate with you about the particular costs and fees payable, such as interest rates. However, you should consider extra costs such as establishment fees or early repayment fees as well.

It’s important to assess your finances to see whether you can afford to pay back the loan. We believe in responsible lending practices, and won’t lend you money you can’t reasonably afford to pay back. We’ll work with you to reach a solution that suits you.

Before you apply, it’s wise to check out our loan calculator to see what kind of repayments you might get. Our loan calculator will consider the loan amount, repayment terms, repayment instalments and interest. It’s not a guarantee of price, as different lenders will have different rates. However, it will give you an idea of costs before you apply.

Repayment terms

Once you’ve figured out what you can afford, you should be able to figure out your repayment terms. For example, would you like to repay your loan quickly? This may result in higher repayments each instalment, but less interest owed overall. Conversely, paying your loan back slowly will give you more flexibility and may be less stressful on your bank account. However, this may result in more interest paid over time.

It’s really up to you. Different repayment options suit different people, just as different loans suit different people. Online loans are generally very flexible and there are a lot of options out there! Just let us know what repayment terms you are wanting for your loan. Then, we can go out and look for a lender to match your needs.

Interest rates

As with all loans, your loan with Jacaranda NZ will accumulate interest. This is a small percentage of your total loan that is charged on top of your repayments. Interest rates will differ with each lender, so if we find you a lender we encourage you to check that their rates will suit your financial needs.

Many things will affect your interest, such as credit scores. If you have any further questions about interest, we encourage you to contact your lender directly.


We also have a couple of requirements that you will have to meet to apply with Jacaranda NZ. So, before you apply, please make sure you are:

  • Over 18 years of age;
  • An Australian citizen and permanent resident;
  • Be receiving a regular income into your bank account for at least the past 3 months;
  • Have an active mobile number and email address so that we can contact you.

If you tick all of these boxes, go ahead and apply today!

Explain the application process to me!

We’re glad you asked! First things first, check out our loan calculator before you apply. This will give you an idea how much you want to borrow and your repayment options. Note that these calculations are just an estimation. We will provide the actual cost of a loan with your lender when we approve your application.

Application time

Obviously, you know by now that you have to fill out our online form. That’s the first step, and it only takes a few minutes. All you really need is an internet connection! While you’re reading this page, however, there are a few details that you can prepare to make the process even quicker:

  • Personal details such as your full name, address, etc;
  • Contact details such as your mobile phone number and email address;
  • The reason that you are applying for an online loan;
  • Your internet banking details (so we can transfer the money to you if you are successful);
  • MyGov information (if applicable); and
  • Employment information.

If you have these details ready, it’s just a matter of entering them into the application form!

Now it’s our turn

Your part is now over, so sit back and relax while we take over. As soon as you submit your application, it will be sent to our friendly team members. They’ll conduct an assessment of your application, checking to see if you are eligible for a loan. If you are approved after this assessment, you’ll receive a notification.
Then, we get searching! We’ll do an in-depth search of all lenders in New Zealand and compare their loans against your requirements. Don’t spend hours and hours searching for a lender! Trust the online loans expert to do it for you.

Cash straight into your account

Once we find a suitable lender for you, we’ll notify you of this. If you approve, we’ll organise the lender to get in touch with you to work out the details of the loan contract. They’ll have to do a quick assessment of your application themselves of course, but that shouldn’t take much time.

You and your lender can get chatting to work out the details. Then, you simply sign the online contract they’ll send you, and that’s it! As soon as the contract is signed, the lender will get the cash into your bank account as soon as possible.

See how easy the process is? By applying with Jacaranda NZ online, you cut out the unnecessary time waiting to collect forms or search for lenders.

What are you waiting for? Apply today!

If you’re looking for an online loan, apply today with Jacaranda Finance NZ! We know all the lenders around town, and will stop at nothing to find you the best options.

You can find the online application form at the top of the page, so scroll up now!. It only takes a matter of minutes. Just think – if you had applied yesterday during business hours, the money would’ve already been in your account. There’s no time to waste, so what are you waiting for?

Apply now!