What Instant Finance? Apply Today!

"What Instant Finance? Apply Today!"

How has finance changed over the years?

Over the past couple of decades, many businesses have evolved to instant finance to suit the needs of their customers; whether it be technological changes or simply making things easier. Not that long ago customers were expected to physically travel to their banks to pay their bills. Most banks would take days to let their applicant know whether their loan had been approved or not. Applicants were required to fill out lengthy application forms, often taking up valuable time. Applicants would then have to wait for several days while the bank performed detailed risk evaluation, and, upon approval, provided you with the money you needed in a fortnight or so.

Since then we have progressed to contactless cards, payWave and Osko. The world of instant finance is ever so progressing and changing. At Jacaranda NZ we are proud lender finder that more Kiwis turn to for personal loans. That means we could match you with a lender who can provide you with the instant finance you need. Read on for more info!

What is Instant Finance?

In today’s world, instant finance is a blessing for anyone who has been stuck in a difficult situation. Ever been caught off guard with unexpected medical bills, a major car breakdown, home repairs after a storm? Sometimes we have no other choice but to look for quick solutions and solve these problems immediately. Now, that’s where Jacaranda Finance can help you find the lender you need. We can offer same day approval loans to help with the unexpected, no paperwork and a simple online application.

How Instant Finance Can Help You

Instant finance could be the answer if you’ve fallen into an unexpected monetary crisis and do not have enough savings to see it through. With an instant personal loan, you can resolve the crisis and pay back the money in affordable instalments.

With this kind of access to finance, you can do more than take care of an emergency. The handy thing is that you can apply for a loan to cover yourself for not only emergencies but also for holidays, home renovations or wedding expenses. As a part of the application process we will usually ask a few questions relating to what you are planning on using the money for but we are flexible – why not give us a go?

Can I get instant finance if I have bad credit?

Traditional banks would refuse any help to applicants scoring poorly on a credit check. However, at Jacaranda NZ, we believe all Kiwis should be entitled to financial freedom. The lenders we can find you will focus on getting you the finance you need. If you’re wondering “can I get instant finance with bad credit?,” we might be able to help you.

At Jacaranda NZ, we can’t guarantee that we’ll find you a lender willing to give you a loan. However, we can put you in touch with lenders who take a realistic look at your finances and focus on giving you a reasonable assessment on a bad credit loan. The lenders we find won’t just look at your credit rating, they will take all factors into account and focus on how you are going to repay your loan. If bad credit has held you back in the past, why not give Jacaranda a go? You could submit an application in only a matter of minutes!

Jacaranda Finance NZ for Finding Lenders

Jacaranda Finance NZ is the lender finder Kiwis’ go-to for quick cash up to $10,000. We have years of experience helping loan applicants across the country connect with lenders. Our large, nationwide network of lenders is also a great source of our superior quality services and high success rate.

We believe the service we provide to our customers is extremely important. We understand that when you need the cash there is no time to waste. This is what motivates us to make sure we leave no avenue unchecked to ensure we find you the best possible lender for your individual situation. While we cannot guarantee you will get the loan you seek, we will always do everything in our power to find you a suitable lender in the shortest amount of time possible.

What We Do & Don’t Do

Customers often confuse lender finding services like ours to lenders themselves. At Jacaranda NZ we are the vehicle which drives the loan. When our customers enter an application online we simply search for an appropriate lender for you. We are, therefore, not the party giving you the loan you are seeking – we are the facilitators who locate the perfect lender as soon as possible. The money you receive does not belong to Jacaranda NZ. It is loaned to you by the lender our services match you with. So, to put it nice and simply; we vouch for you and do our very best to pair you with the perfect lender.

Do we conduct credit checks?

When it comes to Jacaranda NZ’s company practise, as we are a lender-finder, we don’t conduct credit checks, or any kind of evaluation of your application. We simply connect you with a quality lender. However, we cannot guarantee whether the lenders we find won’t conduct credit checks.

Most lenders conduct credit checks as part of our continued efforts to ensure our services are in compliance with the regulations that allow us to maintain a high standard of service quality. Don’t stress though, if your credit score isn’t top notch it doesn’t mean you won’t be approved by one of our lenders. Many of the lenders we find only use a credit check as a formality. The lenders we can match you with generally prefer to look at your recent history rather than any past hiccups you may have experienced.

In order to process your application we will ask you for some basic information – no stress, this is just to pass on to our trusted lender. The information we require from you:

  • You must be 18 years of age or over;
  • You are receiving a regular income over the last 3 months;
  • You possess a postal address in New Zealand along with a phone number for either a landline or a mobile phone.
  • Must have an email address.

How It Works – Instant Finance Calculator

Submit Your Application

The first step is for you to fill out a simple and user-friendly short term loans application form. Our application forms are 100% online! We will just require a few simple personal details that we will pass on to lenders. Nothing too complicated. You can rest easy knowing that Jacaranda NZ, as well as the lenders we can find, are compelled to abide by strict laws of privacy and confidentiality. Your info is safe with us!

We Get To Work

After you submit your application, we get straight to work finding you a lender that can help. All you need to do is sit back and relax, whilst we do all the legwork. Jacaranda Finance NZ is the middleman between you and your next lender. So, don’t stress about finding a lender, we can connect you to a quality lender that can help.

We Locate a Lender

We get back to you as soon as your application has been assessed. It could take just an hour during normal business times. However, this can depend on the volume of applications we are processing at any given time. We use industry best practices to ensure you get a response that connects with your lender as soon as possible.

Why Choose Us For An Instant Finance Loan

User-Friendly Online Application Form

We have a simple online application form that you could fill out in minutes. It requests basic contact information and some credentials necessary for us and our lenders records.

NOTE: Your information remains completely confidential and we share it with possible lenders on a need-to-know basis who are also bound by a confidentiality agreement.

Instant Finance Calculator

To get started with our application, complete our loan calculator by selecting how much you wish to borrow and for how long. When you are happy with your proposed loan terms, click the ‘Apply Now’ button and you’ll be taken straight to our application.

Convenient Instalment Plans

Generally, the lenders we match customers with offer 3 types of personal loans. Here is a breakdown of these loans:

Loan Type Secured Options Loan amount Loan term
Small Loan Unsecured $300 to $2,000 12 months
Medium Loan Can be Secured $2,001 to $4,600 13 to 24 months
Large Loan Secured $5,000 to $10,000 13 to 24 months

60-Minute Application Processing Time for Instant Finance**

Our smart servers begin working on the application as soon as you press the submit button. If all goes well, you might hear from us within an hour (during normal business time).

Online Support & Personal Service

We are here to help ease your pain and, if approved, can offer you an easy loan. Our team prides themselves on being efficient, fast and always ready to assist in solving any questions or issues you may come across. Our application and services are 100% online, therefore, you can apply from the comfort of your couch from any device.

Same-Day Personal Loan

We match applications with potential lenders’ in a seamless process that could find you a lender in no time! Sometimes the money may even be in your account on the same day. However, depending on your individual lender and circumstances this may not be guaranteed.

Specialist Services

We provide a specialist service for locating lenders. Our strong network of lenders around the country allows us fast application processing and high success rate.

Bad Credit History Assistance

At Jacaranda we assist individuals with lower than average credit scores to achieve quick cash loans. Due to poor credit rating, we believe that an urgent crisis cannot be postponed. That’s why our team will do their best to locate a lender willing to help you as soon as possible.

Full Disclosure Services

We strongly believe in transparent business practices. You won’t be blind sided into signing a contract that isn’t 100% right. Our team at Jacaranda are here to answer any questions you may have regarding our terms and conditions. We want to help you – that’s what we are here for, after-all!

Instant Finance Approval Near You

Jacaranda has a network of lenders across the country who have years of reliable service that could help you get the funds you need. We encourage our customers to give our application a go and see where it takes them. Our application and approval process is incredibly fast which means you could receive your funds the same day you apply!*

We will do our best to match you with a lender that suits your needs. However, before accepting a loan we may match with you, we encourage all our applicants to carefully consider the loan contract they are entering to ensure it’s right for them and their lifestyle.

Apply Today!

Ready to apply for with Jacaranda NZ’s lender-finding service? Scroll up to the top of this page to use the loan calculator to get started with your application!

*subject to when you submit your application. NPP enabled bank account
*If you apply during business hours and we don’t require any additional information from you